TFCU makes borrowing effortless. Loan pre-approval, payroll deduction, phone-a-loan solution, on the web applications and competitive rates of interest make TFCU the area to invest in all your valuable car requirements.
New Automotive Loans function:
- Repayment terms as much as 96 months
- As much as 60 months, minimum loan $5,000
- For 61 to 72 thirty days term, minimal loan is $10,000
- For 73 to 84 thirty days term, minimum loan is $20,000
- For 85 to 96 term that is month minimal loan is $30,000
- To qualify as brand brand new, automobile should be present model year or 1 previous model 12 months, untitled (no past owner), with not as much as 5,000 miles. Pertains to acquisitions from brand new automobile dealers just.
- The financing that is maximum are going to be dependant on the credit rating of this applicant.
- The acquisition cost might perhaps not surpass MSRP/NADA Retail plus sales taxation and warranty.
- Automobiles with commercial dishes can not be financed being a customer brand brand New car loan.
- TFCU doesn’t finance new autos bought from dealers positioned outside the 50 united states of america.
- TFCU will not fund automotive loans with rebuilt or salvaged titles.
- TFCU will not fund cars bought at auction or from wholesale dealers as a customer brand brand New car finance.
- TFCU doesn’t fund cars for livery; must be use that is personal.
- Warranty purchase available
- GAP Insurance purchase available.
- Minimal payment „balloon“ funding available – regards to 24, 36, 48, or 60 months and susceptible to ALG supply.
Used Car Loans function:
- Repayment terms as much as 84 months
- As much as 60 thirty days term, minimal loan is $5,000, maximum car age is 7 model years (including model year that is current
- As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including model year that is current
- As much as 73 to 84 thirty days term, minimal loan is $20,000, optimum vehicle age is 4 model years (including present model 12 months)
- Minimal re payment „balloon“ funding available – regards to 24, 36, 48, or 60 months, at the mercy of car age limitations and ALG supply.
- Automobiles with commercial dishes can’t be financed as being a customer applied car loan.
- TFCU will not fund utilized autos bought from dealers situated not in the 50 united states of america.
- TFCU will not fund automobile financing with rebuilt or salvaged titles.
- TFCU will not fund cars bought at auction or from wholesale dealers being a consumer Used car finance.
- TFCU will not fund cars for livery; must be use that is personal.
- Warranty purchase available
- GAP Insurance purchase available.
New and Used Auto Refinances
- Will need to have at the least two years staying from the term that is original.
- Cannot surpass current term of loan being refinanced
- Brand brand New and utilized automobile prices apply, depending on summary of name and initial purchase contract / loan contract.
- The vehicle must be current or 1 prior model year old, have been purchased as new, and the refinance must be completed within 12 months of the original purchase date to qualify as a new auto refinance.
- maybe Not qualified to receive purchase or marketing prices
- Cars with commercial dishes is not refinanced as being a Consumer Auto Loan.
- Automobiles with rebuilt or salvaged titles aren’t able to be refinanced as a Consumer Auto Loan..
- TFCU will not fund cars for livery; must be individual only use.
To learn more, see any of our conveniently situated branches, or call (631) 698-7000, expansion 6790.
All prices and terms are susceptible to alter without notice.
Featured Rates
New car, Trucks | APR* |
---|---|
12 to 60 months | 3.09% |
61-72 months | 3.49% |
73-84 months | 4.49% |
85-96 months | 4.99% |
See All
*APR = Apr. All prices are susceptible to alter with no warning.
61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000